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FINVESTFORTUNE- With an objective to provide quality Financial & Investment services to Small and Medium Enterprises (SMEs) and Individuals in Delhi-NCR, We are informally associated with Industry Experts, who are working with reputed organizations (Top Financial & Management Consultants, Investment Bankers and Real Estate Firms). Read More

Personal Loan

These loans are offered by most banks, and the proceeds may be used for almost any expense (from buying a new stereo system to paying off a common bill).

On average, personal loans are unsecured.

As a general rule, lenders will typically require some form of income verification, and/or proof of other assets worth at least as much as the individual is borrowing.

The application for this type of loan is typically only one or two pages in length.

Approvals (or denials) are generally granted within a few days.

The downside is that the interest rates on these loans can be quite high.

The other negative is that these loans sometimes must be repaid within two years, making it unreasonable for individuals looking to finance large projects.

In short, personal loans (in spite of their high interest rates) are probably the best way to go for individuals looking to borrow relatively small amounts of money, and who are able to repay the loan within a couple of years.








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